Payday Loans Online - Quick & Secure Cash Advance

State: Alabama

Charges: This should not exceed 17.5% of the amount. Also $10 fee for every loan request is permitted. If the loan period expires 3% extra is charged.

MAX LOAN AMOUNT

$299

State: Alaska

Charges: A lender is only allowed to charge what is known as a nonrefundable originating fee. This fee shouldn’t exceed around $15 for every $100. Also the fee shouldn’t exceed 15% of the borrowed amount. Also $20 additional free for the business’s financial operation can also be charged.

MAX LOAN AMOUNT

$500

State: Arizona

Charges: Shouldn’t exceed the 36% of its annual fees. Repayment of past due fees is also allowed.

MAX LOAN AMOUNT

N/A

State: Arkansas

Charges: Around a 36% annual fee. This will depend on the Federal Reserve Discount Rate and an added 5%. Just one loan is allowed in order to avoid cases where one loan is taken to pay back the other. Also the fees cannot be over $400.

MAX LOAN AMOUNT

N/A

State: California

Charges: A business cannot go beyond a 15% deferred deposit transaction fee of an amount over $45

MAX LOAN AMOUNT

$300

State: Colorado

Charges: The documentation fees is allowed a maximum of $75. $7.50 is the max maintenance fee of every $100 loaned, up to around $30 per month this is including the monthly maintenance fee charged every month. In the case of a renewal the lender can access additional financial charges which shouldn’t exceed a yearly 45% percent.

MAX LOAN AMOUNT

$500

State: Connecticut

Charges: The interest shouldn’t exceed 30.3%. Late fee is also applicable.

MAX LOAN AMOUNT

N/A

State: Delaware

Charges: Cash advances of a total of $1000 is allowed at one time. The fee attached to this loan has no limit.

MAX LOAN AMOUNT

$500

State: District of Columbia

Charges: The law does not always change. However, keep checking back to www.paydaywichita.com to stay posted.

MAX LOAN AMOUNT

Loans which are Prohibited

State: Florida

Charges: A deferred provider or even an affiliate is not allowed to charge fees over 10% of the amount. However, a verification fee is allowed. Loan operation may be subject to a 15% fee. The total fee every year can be around 390%

MAX LOAN AMOUNT

$500

State: Georgia

Charges: The law does change. Please check back to www.paydaywichita.com for up to date info on this.

MAX LOAN AMOUNT

Loans prohibited

State: Hawaii

Charges: Fees shouldn’t be more than 15% of the amount. The lender is allowed 17.65% in charges every two weeks for its financial operation.

MAX LOAN AMOUNT

$600

State: Idaho

Charges: None

MAX LOAN AMOUNT

$1000

State: Illinois

Charges: Lender is not allowed to charge over $15.50 for every $100 with a yearly fee limited to just 99%

MAX LOAN AMOUNT

Either 22.5% or $1000 of a person’s monthly gross income, depending on which is less.

State: Indiana

Charges: The lender can charge 15% finance charge on $250. Loans over $250 but less than $400 have a 13% interest limit on the amount. On amounts ranging between $400 and $500 the financial charges are around 10%.

MAX LOAN AMOUNT

$500 / 20you’re your monthly gross income depending on which is less

State: Iowa

Charges: On the first $100 loan the lender cannot charge over $15 in fees. Then there is a $10 subsequent charge on every $100 increment. 14 day loans have to undergo a fee of up to around 16.67%.

MAX LOAN AMOUNT

$500

State: Kansas

Charges: Lenders can charge 15% on a cash loan. Another 15% can be charged in the way of finance fee. But not over 3% of the amount once it has matured.

MAX LOAN AMOUNT

$500

State:

Charges:

MAX LOAN AMOUNT

$

State: Kentucky

Charges: The total amount in proceeds received from a customer from all differed deposits cannot be over $500. Lenders are not allowed to charge over $15 as service fee for every $100. The additional finance fee cannot be over 17.65%.

MAX LOAN AMOUNT

$500 charge applied to all payday loans.

State: Louisiana

Charges: $5 is the originating fee. 16.75% or $45 depending on which is less is the annual charge on the loaned cash advance. There is a 36% annual interest limit. 25% is the finance fee which lenders cannot exceed.

MAX LOAN AMOUNT

$350

State: Maine

Charges: For loans under $250 the interest fee is limited to just $15 but up to around max $25 for larger amounts. The max is 30%.

MAX LOAN AMOUNT

N/A

State: Maryland

Charges: No licensed check cashing company is allowed to indirectly or directly charge or even collect fees for a check cashing service on the basis of: 33% each year or just 2.75% depending on which is less.

MAX LOAN AMOUNT

N/A

State: Michigan

Charges: A lender is allowed to charge a service fee for every deferred presentment service. This fee is not a part of the interest and lenders can charge both. The amount shouldn’t exceed 15% of the initial $100, 14% of a third $100 or around 12% on the forth, on the fifth 11%. A database verification fee is also allowed under the section 34(5)

MAX LOAN AMOUNT

$600

State: Minnesota

Charges: For a sum of up to and also including $50 there is a $5.50 charge added. Between $50 and $100 there is a 10% charge plus a $5 admin fee. Of amounts $100 to $250 there is a 7% charge and a $5 fee. Amounts of around $250 to $350 is charged 6% of the loan proceeds with a min admin fee of $5. The overall contract shouldn’t exceed 2.75% after its maturity.

MAX LOAN AMOUNT

$350

State: Mississippi

Charges: Lenders are not allowed to charge indirectly or direct a fee or some other consideration or their act of cashing deposit checks in excess of around 18%. Also 22% additional finance fee may be levied.

MAX LOAN AMOUNT

$400

State: Missouri

Charges: The borrower could be charged an interest fee on an amount which is not paid at the rate which was previously agreed by both parties. A customer is not required to pay an amount of accumulated interest and also fees in excess of 75%.

MAX LOAN AMOUNT

$500

State: Montana

Charges: A lender is not allowed to charge a fee for making a deferred deposit loan which exceeds 36% annually, which is inclusive of its insufficient funds fee.

MAX LOAN AMOUNT

The minimum loan amount is $50 but the loan cannot exceed $300

State: Nebraska

Charges: The lender is allowed to charge an amount of $15 for every $100 and $17.65 per $100 for various services provided by the lender.

MAX LOAN AMOUNT

$500 for every payday loan at any time.

State: Nevada

Charges: Lender is not permitted to make a loan of deferred deposit over 25% of the expected gross of the customer’s monthly salary at the time of taking the loan.

MAX LOAN AMOUNT

Monthly gross income of 25%

State: New Hampshire

Charges: A cash loan can only incur interest, charges or fees which are levied on the cash loans. The interest should not be in excess of 36% a year.

MAX LOAN AMOUNT

$500

State: New Jersey

Charges: The law does change every now and then. Keep checking back to stay up to date.

MAX LOAN AMOUNT

Prohibited Loans

State: New Mexico

Charges: $0.50 is charged as verification fee, the total amount charge is 15.5%. Lenders are not allowed to issue a payday loan if the total principal sum of the loan and its fees, when added with the principle is over 25% of the person’s gross income. Just one fee can be collected unless a customer willfully agrees to the arrangement in writing.

MAX LOAN AMOUNT

A charge of 25% of the gross monthly income which includes fees.

State: New York

Charges: Leders are not allowed to charge over $16 for every $100 on the first principal balance.

MAX LOAN AMOUNT

N/A

State: North Carolina

Charges: A check cashing company is not allowed to indirectly or directly charge and or collect fees for cashing check services on the basis of: 36% per year.

MAX LOAN AMOUNT

N/A

State: North Dakota

Charges: A lender needs to charge a service fee but not over 20% of the total amount paid. An additional 20% can be charged as interest on the amount.

MAX LOAN AMOUNT

$500

State: Ohio

Charges: The interest is calculated according to the USC 1606 guidelines and will not exceed a 28% annual rate which is exclusive of its 1.08% fee.

MAX LOAN AMOUNT

$500

State: Oklahoma

Charges: Lenders can charge an interest fee but it shouldn’t exceed $15 for each $100 which is loaded which is equal or less than $300 and not be over $10 for each $100 for amounts over $300. An additional finance charge of $15 can also be charged for each $100.

MAX LOAN AMOUNT

$500

State: Oregon

Charges: Lenders are not allowed to renew or issue a loan over the rate of 36% annually. This also excludes the registration fee required for new loans.

MAX LOAN AMOUNT

A 30% rate from gross monthly income.

State: Pennsylvania

Charges: Getting a payday cash loan in Pennsylvania can be difficult. Right now laws are geared towards destroying cash advance lenders.

MAX LOAN AMOUNT

N/A

State:

Charges:

MAX LOAN AMOUNT

$

State: Rhode Island

Charges: Lenders are not permitted to charge a check cashing fee over 15% of the loaned amount. Also additional interest cannot be over 15% of the amount.

MAX LOAN AMOUNT

For all payday loans $500 at any time.

State: South Carolina

Charges: Lenders are allowed to charge more fees in addition to their originating fees. The interest is also limited to 15% of the amount.

MAX LOAN AMOUNT

For all payday loans $500 at any time.

State: South Dakota

Charges: There are no limits on the type and fee amount.

MAX LOAN AMOUNT

$500

State: Tennessee

Charges: Lenders are allowed to charge $15 as interest for every $100 and the finance charge shouldn’t be over $17.65 for every $100.

MAX LOAN AMOUNT

$500 usually for a maximum of 3 payday loans at the same time.

State: Texas

Charges: $10 is the originating fee, $48 is the interest fee for every $100 plus there is $12 finance charges for every $100.

MAX LOAN AMOUNT

N/A

State: Utah

Charges: N/A

MAX LOAN AMOUNT

N/A

State: Vermont

Charges: It shouldn’t be over 18% of the total year fees.

MAX LOAN AMOUNT

$500

State: Virginia

Charges: $5 is the verification fee, $36 is the interest fee for every $100, and an additional $20 finance charges for $100.

MAX LOAN AMOUNT

$500

State: Washington

Charges: Lenders are allowed to charge fees as the total amount over $15 for every $100 of the first $500, subsequently $10 for every $100 for amounts over $500. Plus $15 for services.

MAX LOAN AMOUNT

$700 and It should be under 30% of the borrower’s gross income.

State: West Virginia

Charges: The law does change every now and then. Log back in to get the latest updates.

MAX LOAN AMOUNT

N/A

State: Wisconsin

Charges: There are no fees amount limits.

MAX LOAN AMOUNT

35% or $1500 of gross income every month depending on which is less.

State: Wyoming

Charges: Finance charges should not be over $30 or even 20% of the monthly principal balance depending on which is larger.

MAX LOAN AMOUNT

N/A