There is never a good time to experience a cash flow crisis, but Holidays is definitely one of the worst times. Not only are there gifts to buy and delicious meals to prepare, but you may also find that many of the traditional lenders are closed over the festive period or that staff holidays mean that you might have to wait longer to access this desperately needed money.
Thankfully, Payday Loans Wichita is here to help throughout the year, including Thanksgiving, Holidays and the whole festive period. Not only that, with Payday Loans Wichita, you are able to complete your application form, review the terms and conditions of the loan offered and provide a checking account number for the funds to be transferred, all without leaving the comfort of your own home. You can avoid the crowds, the difficulties parking and the stress of the Holidays rush and ensure that you access your loan in the way that suits you best in the fastest possible time.
No need for credit checks
Holidays can be particularly hard for those with poor credit ratings. Everyone else might be spending their cash on lavish gifts and sumptuous feasts, not to mention to ubiquitous festive parties, but those who have struggled with their credit rating in the past are left anxious and concerned that they might not be eligible for a loan if they need on. If you are in this position, don’t worry. Our network of lenders understand that your credit score doesn’t give them the full picture. Rather than carrying out a traditional credit check, our online payday lenders operate based on whether you are able to afford the repayments on your loan. This means that you are still able to access the loan you need, when you need it, even if you have a poor credit history. This way, you don’t have to miss out on the festive celebrations, or spend your time worrying about whether you can afford to give your family the Holidays they deserve.
If you need a cash advance or payday loan to help tide you over the festive period, Payday Loans Wichita want to help. We provide a simple, straightforward service to help you find the right lender for you in record time.
All you need to do is complete our simple, online form. The whole process should take more than a few minutes. We will need some basic information about your identity and your current employment situation. The questions our lenders need to ask include
- Do you have a social security number?
- Do you have a valid, government issued ID?
- Are you currently employed?
- Have you been with your current employer for more than 90 days?
- Are you over the age of 18?
- Do you have valid home and work telephone numbers?
- Do you have a valid email address?
- Are you a US citizen or do you have permanent residency?
- Do you take home at least $1000 per month after taxes?
If you are able to answer yes to all of the above questions, our network of lenders will be able to help you.
Repay in a single lump sum, or spread your repayments over several installments
Before taking out an online payday loan to help you over the festive period, it is important that you consider how you are going to able to repay your loan. Paying off the full amount in a single lump sum at your next payday is the most cost effective way of repaying your loan, but our lenders recognize that this isn’t always possible. If you are unsure whether you will be able to make a full repayment in one lump sum, it may be worth arranging to make your payments in installments. Arranging an installment plan repayment option before taking out your online payday loan can be significantly cheaper than relying on rollovers and avoids the potential negative impact on your credit score that comes from late payments.
If you need a short term loan of between $100 and $1000, use our online form to find an online payday lender who is able to help. Please be aware that the information you provide to us will form the basis of your payday loan agreement. It is essential that the information you provide is full and accurate. If you enter into an agreement based on inaccurate or fraudulent information, you may be subject to legal action.